Here's How to Get the Insurance Protection You Need for Your California RCFE You already know running a home care facility takes round the clock care and attention. You also know that there are certain liabilities that come from running an RCFE, such as a resident getting hurt, or an employee having an accident. The confusing part is knowing how make sure you have the right insurance so your livelihood is not in jeopardy when you have a large or small accident at your facility. That's where we come in. We help people just like you ensure you have the right insurance coverage so you can focus on what you do best, which is giving the highest level of care you can for the residents. Step 1: Call us for a quick insurance audit. We'll review your coverage to make sure you have the right insurance coverage for your facility. Step 2: If necessary, we will then source for you the best insurance that makes sense for your business and show you where you are exposed to unnecessary risk. Step 3: We take it from here and continue to monitor your insurance needs. If something changes, we can help you incorporate the changes so you are still adequately covered. Most people think they are saving money when they get a lower quote for insurance. Not all policies are equal though and you don't want to be the guy who did not have enough or the right kind of insurance. Now you can get the insurance protection you need and sleep well at night knowing you are covered. If you'd like us to help, just send an email to: Charley@BealsAgency.com or call us at 805-379-2022 and we will take it from there.
A condensed version of the classic Fundamentals of Risk and Insurance, this accessible text contains the latest forms, statutes and court decisions and examines specific contracts in detail to emphasize insurance principles. Addresses such timely issues as the high cost of medical care and automobile insurance. detail to emphasize insurance principles. The helpful study aids and the critical essentials of risk management and insurance remain intact. A special section on buying insurance prepares the reader for future purchases.
Congress has seen a renewed interest in the market for private health insurance since the passage of the Patient Protection and Affordable Care Act (ACA). This book provides an overview of private-sector (as opposed to government-provided) health insurance. It serves as an introduction to health insurance from the point of view of many consumers under the age of 65. Furthermore, the book provides background information about modifying or building on the current health insurance system; discusses how understanding the potential impact of such proposals requires a working knowledge of how health insurance is provided, purchased, and regulated; and describes various ACA provisions that affect the private insurance market.
Not squirrels in the park alone His love and winter-kindness own. When Literary Fledglings try Their wings, in first attempt to fly, They flutter down to Franklin Square, Where Howells in his "Easy Chair" Like good Saint Francis scatters crumbs Of Hope, to each small bird that comes. And since Bread, cast upon the main, Must to the giver come again, I tender now, long overtime, This humble Crumb of grateful rhyme.
Some Muslims believe insurance is unnecessary, as society should help its victims. "Insurance," however, need not be a commercial venture. In its purest sense, it is assistance with the adverse effects of inevitable afflictions, an arrangement beneficial to all. Schemes to ensure the livelihoods of traders and communities have been in existence for millennia. Commercial insurance on the other hand, was invented ostensibly for the same ends but with the chief beneficiaries being the shareholders and directors. Among the countless revelations Islam passed on, two prohibitions, namely riba (usury) and gharar (risk), have been used by legislators as grounds for the prohibition of insurance. Islam is not against making money, and there is no inherent conflict between the material and the spiritual. Islamic law allows igtehad (initiative) to the benefit of people as long as there is no harm to other people. Muslims can no longer ignore the fact that they live, trade and communicate with open global systems, and they can no longer ignore the need for banking and insurance. There is no prohibition in Islamic law against banking, nor insurance; similarly, Muslims can create insurance schemes that use their faith as the immutable basis for a working model. Aly Khorshid demonstrates how initial clerical apprehensions were overcome to create pioneering Muslim-friendly banking systems, and applies the lessons learnt to a workable insurance framework by which Muslims can compete with non-Muslims in business and have cover in daily life. The book uses relevant Quranic and Sunnah extracts, and the arguments of pro- and anti-insurance jurists to arrive at its conclusion that Muslims can enjoy the peace of mind and equity of an Islamic insurance scheme.