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Looking for Car Insurance Quotes?Shop for insurance & finance on-line! Get the hottest internet deals on finance & insurance from a huge selection of Australia's leading and best known insurance companies and lenders. Click here for a quote
See our Car Insurance
Comparison for best rates and no claim bonuses. Also see our articles
on Virgin Car Insurance and
NRMA Offices
Compare the Cheapest Car Insurance Companies
1.
AAMI
Insurance Phone: 132 244.
2.
Allianz Australia Phone: 1300 137 664
3.Ansvar Insurance
4.Apia
5.Australia Post
6.Bingle
No Phone Number to call
7.Budget Direct
8.
CGU
Australia Phone:1800 132 959
9.CommInsure
10.
GIO
Australia Phone: 131010 GIO
11.
HBA
Phone: 13 1243
12.
HCF
Phone: 13 1334
13.ING
Phone: 133 665
14.Just Car Insurance
15.Mutual Community
16.
NRMA
132 132
17.Pay As You Drive
18.
QBE
Phone:133 723
19.RAA
20.RAC
21.RACT
22.RACV
23.Real Insurance
24.SGIC
25.SGIO
26.Suncorp
27.The Buzz Insurance
28.TIO
29.Youi
Phone: 1300 009 684
Discount car insurance for young drivers:
Factors
There are many factors that car insurers take into account when determining your
premium, the following may affect your premium according to Choice Magazine:
1. Colour: Some insurers charge a cheaper premium for white cars, as non-white
and metallic/pearlescent paint increases a car’s repair costs.
2. Driving: The number of kilometres you drive is taken into consideration by
a number of insurers. Pay As You Drive’s (PAYD) pricing, for example, is based
on how many kilometres you plan to drive per year – if you drive less than you
estimated, PAYD allows you to roll over what’s left or refunds part of the
premium should you decide not to renew your policy.
3. Driving skills: AAMI’s Skilled Drivers course, offered to drivers under
25, is free if you, your parents or your grandparents have an AAMI comprehensive
car insurance policy. Upon completing the course, AAMI will reduce the premium
by 10% until the driver turns 25.
4. Listing young drivers: Some insurers require you list all drivers who
regularly drive the car. However, for those that don’t have this requirement,
listing young drivers is up to you. As one insurance representative told CHOICE,
“if the young person is a good driver then it may be worth not listing them on
the policy, to keep your premium low but be prepared to pay a much higher excess
when you need to claim”.
5. Modifications: Not all insurers accept cars that have been modified, while
others do but with an extra premium The Buzz Insurance increases its excess
rather than premium for modified cars.
6. Parking: A car parked in a garage overnight is usually considered to be
safer than one parked on the street.
7. Security: Increasing the security for your car, such as installing an
immobiliser or micro-dotting your car (a technology that links cars to
individuals), can also reduce your premium.
8. Suburb: Your premium is likely to be higher if you live in an area known
for car thefts.
Q. Why do I need car insurance cover?
A. Having
auto insurance
coverage can help protect the people and things that are
important to you. From 3rd party cover that help protect you to comprehensive
coverage that helps protect the investment in your new car, quality auto
insurance coverage is the foundation of a good financial plan.
Q. What is Car Insurance?
There has been a lot written about car insurance, but what is it exactly and
why do you need it?
A. This is insurance which protects the insured against losses involving the
use of automobiles. Various types of cover may be bought depending on the desires of
the insured. Such types of cover include 3rd party liability, fire, theft,
comprehensive, property damage, and the physical damage of
collision.
Car
insurance can be your best friend!
Car insurance can help:
- Safeguard your investment in your automobile
- Pay for medical expenses in case of an accident
- Provide financial protection from lawsuits
- Cover losses caused by uninsured or underinsured drivers
- Pay for damage due to theft, vandalism or natural disasters
- Auto insurance coverage helps you to meet whatever might be coming down the road
with a greater peace of mind.
- Remember, however, not all covers are the same. When determining what kind of
auto insurance coverage applies to you, consider your specific situation.
- Different types of coverage options and limits fit the different needs a person
might have. When you have all the information you're looking for, get an online
car insurance quote.
Comprehensive Car
Insurance is recommended in most circumstances
Use this website to look at & use all the tips and hints to get quotes that fit your
own individual circumstances.
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